Hacking of identity
Transaction via digital is not immune to the dangers of hacking lurking. Even though each application would have prepared a high level of security for its users, the risk of cybercriminals would be able to find a way to hack the database in the user’s transaction account and use it for irresponsible matters.
Wisely Use Pay Later
Seeing the many risks that may arise from ‘Pay Later’, this should also be balanced with the public’s understanding of the positive side of pay later. Alexander Adrianto Tjahyadi, Grant Thornton Indonesia’s Audit and Assurance Partner said that something that looked ‘easy’ on the surface was not necessarily ‘easy’ forever. Consumers must understand, study, and determine according to their needs and abilities.
Substance Pay later is a credit instrument that is sure to have financial consequences that can be detrimental if not used wisely and carefully.
Understand that the pay later feature can actually be another option that is easier and more convenient for the public to access credit cards, which in their submission must go through several stages that are not short.
Understand Risks and Adjust Capabilities
The key is you have to understand well the risks of the pay later feature. So do not carelessly ‘pay later’ here and there and then turn to pay around dizzy 7 bills. Use the pay later feature wisely and adjust to your baby’s ability to avoid debt bondage or twisting installments.
